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Coverage for Fuel & Energy Operations

Petroleum Marketers Insurance

Petroleum marketing companies face complex risks, from transportation and storage to environmental exposures. Johannes Agency helps petroleum marketers protect their operations with tailored insurance solutions. With more than 33 years of experience, we understand the challenges of the industry and work with carriers who specialize in fuel and energy coverage.

What’s Included in Petroleum Marketers Insurance

Petroleum marketers need insurance designed to address the unique hazards of the fuel industry. Standard protections often include:

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General Liability

Covers injury or property damage claims.

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Commercial Auto

Coverage for tankers, trucks, and delivery vehicles.

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Commercial Property

Protection for bulk plants, offices, warehouses, and equipment.

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Workers’ Compensation

Required coverage for employees handling or transporting fuel.

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Pollution & Environmental Liability

Protection for spills, leaks, or contamination cleanup costs.

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Underground Storage Tank Coverage

Insurance for tank failures and associated risks.

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Business Interruption Insurance

Helps replace lost income after a covered event halts operations.

Petroleum Operations We Insure

Johannes Agency works with petroleum marketers of all sizes, offering coverage for:

  • Fuel Distribution

    Gasoline, diesel, and heating oil delivery.

  • Storage Facilities

    Bulk plants, tank farms, and warehouses.

  • Retail Operations

    Gas stations and convenience stores.

  • Transport Fleets

    Tanker trucks and support vehicles.

  • Office & Management

    Administrative operations and business property.

Petroleum Marketers Insurance FAQs

Here are answers to common questions we receive from Minnesota petroleum businesses:

  • Does standard liability insurance cover fuel spills?

    No. You’ll need specialized pollution or environmental liability coverage to address cleanup and third-party claims related to spills or leaks.

  • Is underground storage tank coverage required?

    In many cases, yes. Federal and state regulations often require tank coverage to address the risks of leaks or contamination. Our team can help ensure compliance with Minnesota regulations.

  • How does commercial auto insurance protect petroleum fleets?

    Commercial auto insurance covers liability and physical damage for delivery trucks, tankers, and other vehicles. It ensures your fleet is properly protected while on the road.

  • Can small fuel distributors get affordable insurance?

    Yes. Coverage can be scaled to fit your operation, whether you’re a single-location fuel distributor or a multi-site marketer. Independent agencies like Johannes work with multiple carriers to find competitive options.

  • What happens if a facility shutdown affects my business?

    Business interruption insurance can help cover lost revenue, employee wages, and operating expenses while repairs or cleanup are underway after a covered loss.