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Specialized Protection for Fuel Businesses

LP Gas Dealers Insurance

Propane and LP gas dealers face unique risks that require specialized insurance solutions. From fuel storage and delivery to employee safety and liability, Johannes Agency helps LP gas businesses stay protected. With more than 33 years of experience, our team connects you with coverage tailored to your operations.

What’s Included in LP Gas Dealers Insurance

Insurance for LP gas dealers combines standard business coverages with specialized protections for handling fuel. Policies often include:

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General Liability

Protects against claims of bodily injury or property damage.

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Commercial Auto

Insures vehicles used for propane delivery and transport.

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Commercial Property

Covers offices, storage facilities, tanks, and equipment.

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Workers’ Compensation

Provides required coverage for employee injuries and lost wages.

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Pollution & Environmental Liability

Protection against spills, leaks, or environmental damage.

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Business Interruption Insurance

Helps cover lost income if operations are suspended due to a covered loss.

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Equipment Breakdown

Covers sudden failures of pumps, compressors, and other critical machinery.

LP Gas Dealer Operations We Insure

Johannes Agency understands the day-to-day risks LP gas dealers face. We provide insurance for:

  • Bulk Fuel Storage Tanks

    Including liability for leaks or malfunctions.

  • Delivery Fleets

    Trucks and trailers used in propane distribution.

  • Customer Service Centers

    Retail operations and offices.

  • On-Site Equipment

    Pumps, piping, and compressors.

  • Employee Operations

    Workers who handle, transport, or service propane systems.

LP Gas Dealers Insurance FAQs

Here are answers to common questions propane and LP gas businesses ask about insurance:

  • Why do LP gas dealers need specialized insurance?

    Handling propane carries unique risks, including fire, explosion, and environmental hazards. Standard business insurance alone isn’t enough. LP gas dealer coverage addresses those specialized exposures.

  • Does general liability cover propane leaks or spills?

    Not typically. You’ll need pollution or environmental liability coverage to protect against claims tied to leaks, contamination, or clean-up costs.

  • What coverage is required for delivery trucks?

    Commercial auto insurance is necessary for all vehicles used in fuel delivery. It ensures liability, collision, and cargo risks are properly covered.

  • How does equipment breakdown coverage help LP gas dealers?

    If pumps, compressors, or other critical equipment fail, equipment breakdown coverage helps pay for repairs or replacement, keeping operations running smoothly.

  • Can Johannes Agency cover both wholesale and retail propane operations?

    Yes. We work with both large distributors and local retail centers, tailoring policies to match the scope of your business.