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Business Insurance

The best way to protect your company’s assets is to find an insurance company that understands your business needs.
We offer competitively priced insurance products and more to protect your business:

These products are combined with local loss control services to help you prevent losses and claim services to get your business back on its feet in the event of a claim.

We offer industry-specific products to combine the most needed property and liability coverages for those businesses. Special group programs offer enhanced protection and targeted loss control services for selected classes of businesses. Excess and surplus lines coverage is available through EMC Underwriters, LLC.

Business automobile is essential for companies with business-owned vehicles. Our program rewards safety-conscious policyholders with the best coverage around.


Crime coverages are available to protect your business in a variety of circumstances.


General liability coverage helps minimize the impact of an expensive lawsuit on your business operations.

Commercial inland marine applies to a variety of miscellaneous but important exposures.


Workers' compensation covers employees injured on the job.

Standard fire policies help minimize your risk.


With a commercial property policy, three types of property are covered: the building, your business personal property and the personal property of others.

Business Personal Property

Business personal property coverage includes, but is not limited to, furniture and fixtures, machinery and equipment, stock, all other personal property owned and used in the business, labor, materials or services furnished or arranged on personal property of others, and leased personal property that an owner has a contractual responsibility to insure.

Personal Property of Others

Personal property of others coverage provides protection for owners who ordinarily hold property for the benefit of both parties, such as dry cleaners or processing firms. If the property being held is damaged or destroyed, protection is available, subject to policy terms.